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How much time would you like to have before your home is truly yours? We have traditional mortgage loans that span a large range of terms. With low fixed rates, these offerings are safe and secure loans that you might possibly never want to refinance again.

An FHA loan could be the perfect loan for your specific situation FHA loans were created back in 1934 as the original government program to help people achieve the dream of homeownership, a reputation that continues to endure in today's modern housing market.

The lowest rates for the largest loans A loan is considered ‘jumbo’ if it is more than $417,000 (the current generally accepted conforming loan limit). Some lenders have found it difficult to refinance jumbo loans into low rates in this current housing market. Not us!

Fannie and Freddie have programs to help you refinance even if you have little to no equity If you’re underwater, we can help. Fannie Mae and Freddie Mac have introduced loan programs that allow you to refinance your current mortgage up to 125% LTV. Refinance into a better, more stable mortgage.

ARMs are super flexible and offer the lowest rates There are plenty of reasons why an ARM could be a great choice for you, especially if you only plan on staying in your house for a relatively short time or will refinance again within three to ten years’ time. The benefit of an ARM is a super low payment with a rate that stays fixed for a number of years!


Loans for special situations We have some other more specialized loans that are available for certain eligible individuals, such as VA loans and reverse mortgages.