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Helping Americans own homes since 1934

The United States government created the Federal Housing Authority back in 1934 to help stabilize the housing and mortgage markets that were suffering from the effects of the Great Depression. Today the FHA is still helping homeowners and the mortgage markets that are suffering from the effects of the Great Recession. FHA loans come in 15 and 30 year fixed rates for conforming or jumbo loan amounts. And if you already have an FHA loan, they have introduced a program that makes it easier than ever to refinance. Known as the FHA Streamline, they have designed this program to be a super quick and painless process; most homes don’t even require an appraisal!