If you are underwater, let us throw you a life preserver

The Home Affordable Refinance Program (HARP) is a program designed by the U.S. Treasury and HUD to help seriously underwater homeowners refinance their current mortgage despite previously being unable to do so. The program didn’t reach the amount of people they were intending to help, so they made some improvements! The LTV limit has been removed, formal appraisals in most cases have been eliminated, and documentation requirements have been reduced. If your house is underwater and your mortgage is guaranteed by Fannie Mae or Freddie Mac, let us throw you a life preserver.

The Life Preserver Refi Program can help you preserve your home and your life. If you are drowning in a combination of high loan balances and plunging home values, this program can rescue you and allow you to refinance into a better, more stable mortgage.