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ARMs are super flexible and offer the lowest rates

Simply put, an adjustable rate mortgage offers the lowest payment possible. There is no need to be afraid of the fact that the rate does not stay fixed for the life of the loan. The rate will stay fixed for the number of years that you choose, and depending on your situation, the variety of terms available could be a perfect way to enjoy super low payments while you anticipate your next step, whether that be to move into a new home, or a refinance into a new loan. You can keep one low fixed rate for your choice of 3, 5, 7, or 10 years. Jumbo ARMs are available as well.